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Beauty, Fashion, MSM Online

Six Superb Valentines Day Gifts With High IQ

By Nadja Atwal No, most girls don’t care for a tv promoted pj as a Valentines gift. And yes, a  teddy is cute, but should be only the accessory to the Valentines gift – not the main gift. And since most of us fashion lovers watch our figure, a box of chocolate is really not helpful. Guys are so smart and often also exceptionally creative at work – why then so many uninspired gifts? Send him the links to our gift tips. That should improve his cognitive ability to find the right thing for you. As for what to give your man on the day of love, there is a special gift tip in here that he ll never forget. And if you are single, just reward yourself – they always say we need to love ourselves first, so lets get spoiled! For her : If he does not get this piece for you, reward yourself. The  heart hair barrette  (in copper or silver) from Copper Street Studios with red Swarovski crystals is the perfect hair accessories for those who like to tame their mane in a non-vanilla way. It’s handmade and the heart shape of this gorgeous and very functional  piece softly whispers “Oh how romantic”. www.etsy.com 2.) For him and her : “Give” a wild animal. If your sweetheart is an animal lover, the symbolic species adoption from WWF is a romantic way to support global effort to protect wild animals and their habitats. It comes with an adoption certificate, photo of the animal and a matching 8 inch plush. Wanna bet this gift puts a smile on anyone with a heart for animals? https://gifts.worldwildlife.org/gift-center/ 3.)  For her (even though he may not be able to keep his hands off it as well) : The Bellini Self Tanner set is a true breakthrough product and the only self tanner I publicly endorse, since it really turns me into a beach goddess. Developed by one of the best health product and cosmetic inventors in Europe, this perfect self tanner comes in spray form and with a matching spray-on exfoliator! They work as a team and give the most natural tan within 15 minutes. Plus it is full of anti-aging ingredients and moisturizers to keep skin soft and smooth. Pssst: it also smells devine. The product just hit the stores in Europe and we are told the brand can barely keep up with the orders. And how lovely that they offer a Valentines Day Special! www.Bellini-Beauty.com 4.) For him:  If you feel your guy is less into “stuff” but more into experiences, give him something unforgettable. Guys love golf, so why not help him to amp up his game? Cloud Nine Livings motto is “Create a memory – give an experience,” so you may also consider (depending on his interests, your budget and location) a helicopter flight lesson, racing a Lamborghini or a wine tasting sail. www.cloud9living.com For her : Enough with those lingerie sets. Summer is coming and so is the next holiday trip to the beach. Oh, what to wear, what to wear to look cool by the pool ? What about a bikini that will catch all eyes when out and about and has the va-va-va-voom to seduce him in the bedroom …or any room? The Leather & Lace Collection by Monica Hansen Beachwear is true genius. And how thoughtful that the brand offers up to 75% on some of these sexy bestsellers especially for V- Day www.monicahansenbeachwear.com For her : There is lipstick and there is the Glamour Garden LE Collection from Katarina Van Derham. Not only did all of Katarina’s longtime experience as a top make up artist go into this, but the box itself is a piece of art. And with 4 versatile, gorgeous colors in one package (the colors can of course be mixed), she will always have the matching color for every outfit, mood and occasion. Truly genius. www.lasplashcosmetics.com

Fashion, MSM Online

Dior Homme, Laffanour Galerie Downtown and The Webster host a private dinner to celebrate the launch of Black Carpet & Art Basel

To celebrate Art Basel Miami and the launch of the new Black Carpet Collection, Dior Homme has organized a private dinner on December 6th in Miami in partnership with The Webster and Laffanour Galerie Downtown, Paris. The dinner was held at The Webster in the presence of Kris Van Assche, Laure Heriard Dubreuil and François Laffanour. To mark the event, the ground floor of The Webster had welcomed an installation of the original Akari light sculptures by Japanese-American artist Isamu Noguchi, owned by Laffanour Galerie Downtown, Paris. Six of the lamps have been customized using photographs of flowers taken by Kris Van Assche and posted on his Instagram account. These floral images have been applied on the lamps in the style of an urban street collage. The lamps are now displayed in the Dior Homme boutique in Miami’s Design District for the duration of Art Basel Miami. Ricky Martin, Woodkid, Cordell Broadus, Brendon Fallis wore Dior Homme. Laure Heriard Dubruil and Mia Moretti wore Dior. Notables in attendance also included Kris Van Assche, François Laffanour, ASAP Rocky, Jwan Yosef, Olivier Dwek, Rodman Primack Hubert Bonnet, Adam Lindemann, Alexandra Roos, Stefano Tonchi, and Amy Astley. Images courtesy of Billy Farrell Agency  

Artist Zuzanna Kozlowska stands in front of her “Solidarity” wearable art exhibit
Arts, City Vibes, MSM Online

Miami to New York to Miami – Wearable Art hits Miami and you too can be painted

While Miami prepares to welcome an annual surge of 70,000+ collectors, celebrities and art lovers for Art Basel, we are excited to this year be wearing the art and talking to visual artist Zuzanna Kozlowska who creates painted dresses, based on people’s unique energy. Starting out as a traditional artist, and a former Miami Beach resident, Zuzanna’s collection of drawings and paintings have been exhibited internationally. Her silk dresses have become a wearable-art collection that are designed by her mother, Olga Kozlowska; a fashion design icon who’s signature pieces include the 70’s khaki cargo-style jumpsuit. This year, Zuzanna will be live painting for Art Basel Miami, not only on her silk garments (which are available for purchase) but also on personal garments of those who encounter the artist during Art Basel. We talked to Zuzanna about art, life between New York and Miami, and what to wear when preparing to become a living work of art. What inspires your art? My art has always been about people. In 2013, when I stopped working figuratively and began responding to the sensations that I felt from individuals, I began to see my work as a greater truth. We are all so concerned about the way things look, especially between people and especially in art, that I believed it was more important to focus on what was felt. My work then became about dealing with how to visualize that, what is felt. So how do you go about showing what is felt? Ah, my secret! Really though, I am a very sensitive person at heart, but more so, I discovered that when I let go, my hands respond to energy vibrations that can be mapped out via pen, pencil or other medium. People often ask if I visualize the pieces before I create them, which I don’t and can’t because the image is created in a reaction to a specific person / time period / moment and therefore doesn’t exist to be seen before it’s created. How did you start painting on silk? Well, I had just moved to New York and was planning to attend an evening event at the Guggenheim, alone, to connect with the art lovers about my work. I was nervous, and I painted a red gown that my mother had sent me, really as a conversation starter and to be able to readily show my work. My personal style was so distinct at that point that it was easy to apply it to any surface. In the process of painting the dress I fell in love with how smooth the fabric was to paint on and how beautiful the results were! How do you go about designing your dresses and wearables? I approach garment design more like a sculptor which is why I often create using mutable fibers such as soft wire within the fabric and paint around the figure, rather than print on the fabric and cut it. The dresses are a collaboration with my world-famous uber-talented mother Olga Kozlowska, using patterns she’s perfected over her career. While I continue to collaborate with other designers, I find that my mothers gowns fit magically and her design sensibility aligns with my style seamlessly; probably because we are related! Tell us about your time living in Miami. I left Miami beach in 2012, when Wynwood was still quite dangerous and South Beach was dominated by elite nightlife. I both, loved and hated feeling like I was constantly on vacation in Miami and I moved to New York City for the art. Since then I come back at least once a year and find it healing, inspirational, and am proud of the city for supporting the arts in such a major way. Things are really happening here! Do you still create paintings? Always. Paintings have a resilience and a classic appeal that I will always adore. In New York, space is a hot commodity so right now I sketch a lot more and experiment with new media but l’m manifesting a larger space in either Miami or California where I can explore on large canvases again! How do you go about painting on a person? It’s definitely challenging to paint on people live because they are unpredictable! They move and breathe and each are unique in their shape, which is actually what I love! I use fabric markers and fabric paint that’s dry cleanable and match my brush movement and strokes to the persons’s vibrational energy while mapping a visual journey that’s personal and flattering to their body. Simple really! Where can people find you during Art Basel? This year I am pleased to be showing wearable art at Spectrum Miami Booth #319 as well as hosting an art brunch at SLS hotel on Saturday December 9th, where I’ll be paining live. Aside from these wonderful events, I’ll be flowing around Miami, painting across the entire platform that is Art Basel. I will be sharing my locations with Miami Shoot Magazine and you can follow me on instagram @zuzafy for locations and live feed. What should people who are looking to be painted by you wear? Light colored silk is optimal as a canvas, but really something they feel comfortable in, a fabric that is smooth, in a plain, solid color. Lighter shades show color more vibrantly. Polyester and stiffer fabric (rather then stretch) also work well. And have good energy! It’s amazing how we can feel positive vibes and that is something that I am both drawn to, and want to draw to share with the rest of the world! Spectrum Art Fair  Location: 1700 NE 2nd Avenue Miami, FL 33132 VIP Reception Wednesday, December 6  6:00PM – 10:00PM Daily SCHEDULE Thursday, December 7  1:00PM – 9:00PM Friday, December 8  1:00PM – 10:00PM Saturday, December 9  1:00PM – 9:00PM Sunday, December 10  12:00PM – 5:00PM SLS ART BRUNCH Location: 1701 Collins Ave, Miami Beach, FL 33139 Saturday,  December 9  12PM – 3PM Zuzanna Kozlowska Artist – Art Director Fine Art: www.IamZuz.com Creative Direction:www.WakeCreate.com  Email: Zuz@me.com Telephone: 702.506.7521 Facebook: www.facebook.com/zuzafy Instagram: www.instagram.com/zuzafy   Locations for images: Green

Events, Living, Luxury, MSM Online

Louis Vuitton presents from its Objets Nomades collection at Design Miami

Imagery Courtesy of Louis Vuitton Louis Vuitton presents from its Objets Nomades collection in the pavilion of Design Miami/ 2017 from December 6th to 10th, an exclusive turquoise-colored edition of the Bomboca Sofa, a new piece by Fernando and Humberto Campana. Louis Vuitton Objets Nomades is an ever-expanding collection of limited-edition, collectable furniture, which is inspired by the House’s historic Art of Travel, while reinterpreting its essential spirit. Driven by creativity, functionality and innovation for more than 160 years, Louis Vuitton has constantly anticipated fashion and kept pace with evolving lifestyles. This combination of the House’s savoir-faire and the talents of renowned designers has created inventive shapes, materials   and products – a tradition that continues with the Louis Vuitton Objets Nomades. The Bomboca Sofa, named after sweets served at weddings and children’s parties in Brazil and meaning “very good”, is a modular piece that was originally inspired by cloud shapes and colourful round sea apples. The result is like a puzzle in which eight removable cushions are arranged in a rigid, leather-covered shell. The sofa features the same leather that is used by Louis Vuitton for its bags along with cushions made of textured fabrics and velvet in five different shades of blue and turquoise. Other Objets Nomades making their Design Miami/ 2017 debut include the pieces created by Atelier Oï such as the Swing Boat, the Belt Chair and the Spiral Lamp with its twisted straps of leather. Also presented are Patricia Urquiola’s Palaver Chair in a mix of wood and woven sheets of perforated leather, India Mahdavi’s Talisman Table in leather marquetry, and Marcel Wanders’ rocking Lune Chair and leather Diamond Screen. A selection of Objets Nomades will also be visible at the Louis Vuitton Miami Design District Store. With their shared sense of intuitiveness, desire and pleasure, the Objets Nomades continue Louis Vuitton’s tradition of offering inspiring and surprising designs anchored in evolving visions of travel.             Design Miami Public Showtimes: Wednesday, December 6/ 12pm – 8pm Thursday, December 7/ 10am – 8pm Friday, December 8/ 11am – 8pm Saturday, December 9/ 12pm – 8pm Sunday, December 10/ 12pm – 6pm Louis Vuitton Objets Nomades Exhibition at Design Miami/ Address: Meridian Avenue & 19th Street, Miami Beach FL 33139 Louis Vuitton Objets Nomades Exhibition at the Miami Design District store: 140 NE 39th Street, Miami FL 33137

Model blowing a kiss in front of the Veuve Clicquot Carnaval backdrop at Museum Park Miami
City Vibes, Entertainment, MSM Online

4th Annual Veuve Clicquot Carnaval Returns to Miami’s Museum Park

By Staff The 4th annual Veuve Clicquot Carnaval is returning to Miami’s Museum Park on Saturday, March 10, 2018 in support of the Pérez Art Museum Miami! Veuve Clicquot once again transports the excitement of Carnaval to Miami at beautiful Museum Park overlooking Biscayne Bay, where guests will enjoy a daytime champagne fête packed with traditional Carnaval entertainment and, of course, Veuve Clicquot Champagne. Over the years, the event has been attended by the likes of Ciara, Adriana Lima, Karolina Kurková, Gabrielle Union, Chanel Iman, Eiza Gonzalez, Ana de Armas, Olivia Culpo, Solange Knowles, Nina Agdal, Emily Ratajkowski, Prince Royce, Diego Boneta, Daniela Botero and Tyson Beckford, and we expect another star-studded turn out.

Events, LIFESTYLE, MSM Online

2017 Ft Lauderdale International Boat Show

By MSMOnline Staff / Photo courtesy of FLIBS Attention all Watercraft Enthusiast! The 2017 Fort Lauderdale International Boat Show is ready for your presence. It will begin today, November 1st, and run through November 5th. Get ready to see first hand the ultimate display of yachts and super yachts, sail boats, high performance boats, catamarans, ski boats, jet ski’s, inflatables and much much more!  This 58th Annual FLIBS owned by Marine Industries Association of South Florida and presented by Ulysses Narden, will have on display 1500 plus boats and 1200 plus exhibitors throughout 7 locations.   Not sure how to navigate your new boat or would like to brush up on your docking skills?… no problem, there will be On the Water training courses available hosted by Carefree Boat Club including several other special events.  Enjoy the show as a VIP with the Windward VIP Club Experience. This offers a private dining area, air-conditioned lounge areas to relax, gourmet foods, a premium open bar, all located near the super yachts and luxury automobile exhibits. This is an annual South Florida event that you do not want to miss!

Culinary, MSM Online

Stone Crab Season is here!

It’s that time of the year again!  Our delectable Stone Crab Season has begun.  The season runs from October 15th to May 15th.  Stone Crab claws can be enjoyed throughout our city from some of our finest restaurants, such as the iconic Joe’s Stone Crab in Miami Beach, to grocery stores such as Whole Foods Market. In case you didn’t know, here are some interesting facts about  Crustaceans… *The stone crab’s claws are formally known as “Chelae.” *The claws do grow back so long as the joint is left in place.  *The female’s body, her “carapace” is larger than her male counterpart. However the males do have the larger claws. *One of the predators that feeds on them is “the human”.  Sorry, but these claws are just too good. If you enjoy crab’s, these are a MUST! One taste and you will be hooked.  Oh, and don’t forget to accompany them with the savory mustard sauce! Photo courtesy of Joe’s Stone Crab Restaurant

MSM Online, Real Estate, Sponsored

Miami Real Estyle – 6174 Pine Tree Drive Miami Beach

  6174 Pine Tree Drive is a contemporary streamlined beauty located in Miami Beach. This three bedroom, three bathroom property is complete with all the necessary features to enjoy Miami Beach living at its finest. Private electric gate entry, front porch ocean breeze, clear glass french doors that open to an oversized pool and pergolas for outdoor entertainment. Its proximity is to all that Miami Beach has to offer. Enjoy a walk to the pristine beaches of the Atlantic Ocean while shopping and dining at local shops and restaurants. www.6174PineTreeDrive.com Listing courtesy of The Belkis Jorge Group with Coldwell Banker Residential Real Estate. SOLD!    

Cover Stories, MSM Online, Swimwear

Monica Hansen Endless Summer

One on One with swimwear designer, Monica Hansen By Nadja Atwal / Photos by Cameron Hammond 1.) You went from being a super successful swimwear model to now being the new rising star as a swimwear designer. How did you do it? I have always had passion for design and fashion.  It was a very natural transition for me. I started doing drawings and illustrations at a very young age. I started my swimwear company about 2 years ago, and since then I’ve been a full time designer. 2.) Few markets are as competitive as the swimwear market – what sets your designs apart from the competition? I think there are a few key factors that sets our line apart from others . We manufacture in Italy and all our fabric and trim suppliers are Italian. Most swimwear companies manufacture in China and other countries. The fabric and workmanship that Italy provides is far more higher quality in comparison to other countries when it comes to swimwear. I have also structured the line, so that there is 5-6 options for tops you can mix match with 5-6 options for bottoms. We sell our tops and bottoms separately. We carry sizes XS to XL. We all are built different. Some people are S bottom  large top or vs. Most swimwear companies do not provide you that many options of tops and bottoms to mix match. The other benefit about that is that a customer can by two tops and one bottom, then have two sets of bikinis that looks different. 3.) What are the trends for now and which trends are here to stay in your view? The trends are little bit of 80’s and 90’s vibe. It’s very body and fitness focus cuts and trims. The suits and bottom have more of high waisted cuts, which makes your legs look long. Colors are black, white, nude.. You will see a lot of pastel and also yellow for the coming season. This trend will carry over to the next season. 4.) The supermodels and Hollywood crowd love your designs. Kindly tell us about one of your favorite instagram’s from a celeb in MH and why do you love it so much? I love Beyoncé in our Pineapple suit and also Christie Brinkley. Beyoncé because it’s just her style and it fits her perfectly. Christie Brinkley because she still rocks our smallest suits at 63.. She just amazing!! 5.) Not everyone has perfect curves and your designs are so far more on the revealing side. Can we also expect swim dresses or retro style designs a la Monica Hansen for extra coverage but as much sex appeal? Yes, we are planning to expand our collection starting next season with more ready to wear clothing (dresses, coverups and other clothing) 6.) What is your favorite destination in Miami for playing the beach queen or pool bunny? (name the hotel/resort and why) I love the Edition hotel ! It’s such an amazing hotel. Modern and so cool. They even have an ice skate ring in the basement. It’s so much fun. I had my models last season ice skating with bikinis. Also their pool is a site to see. Something magical about that hotel.

From the Fashion Vault, MSM Online

BloggerBuzz: A Tel Aviv fashionista making the best of Miami

Fashionista Michal Harel’s travel diary about her first time experience in Miami. Dealing with the city vibes she compares Miami to her own home town of Tel Aviv. Michal reviews her adventures in Miami and fashionable spots that she recommends to other travelers who visit. Visiting Miami for the first time was an extraordinary experience. As a fashion blogger who lives in Israel and is passionate about travel and lifestyle, I find it interesting to discover new destinations, since traveling makes people grow in a way that it turns them mature. So how does it happen? Well I chose my flight spontaneously to Miami, picked up my bags and entered the other side of the world. Landing at the airport, I felt very curious to find out about the culture of this amazing city. When traveling to a new city, visitors struggle to find the right place to stay. It all depends on the budget and what type of experience each traveler wants. As for me, I wanted to be located in central Miami so that I would be able to walk everywhere within a distance. Finding a suitable place to stay is an important step as it has a significant impact on the overall quality of the trip.  There are two options to consider: 1. Airbnb – where visitors can stay with the locals which allow them to nourish deep into the culture. 2. Hotel – a more expensive option that provides personal services and facilities based on visitors needs. Epic Hotel Balcony View Lobby Roof Top Bay View   As a fashion blogger who travels a lot, it is important for me to choose a place that has the most of Miami’s views for capturing photos. I stayed at the Epic Hotel which is located in Downtown Miami. After receiving a warm welcome from their staff, I turned on my Ford Mustang and went on the road to absorb the city vibes. Watching the sea view on Ocean drive reminds me of my home town in Tel Aviv. That’s when I noticed that my culture was similar to Miami in a way that both cities have hot climate  which affects the way people dress and act. Just as Tel Aviv, I can say Miami is ‘the city that never sleeps’. “Miami feels like home, although I’m far away from Tel Aviv. I was amazed to discover the cities’ similarity.” Miami is all about fun and you can never get bored in this city. The streets are crowded with different cultures of people who value each other. Miamian’s shows a great sense of community. There are tons of roof bars, cafes and restaurants to visit such as Sugar Factory, Mango Tropical Cafe, the famous pizzeria Mister 01, and Full Bloom. These places are visited by many locals; therefore it’s great to experience Miami through their eyes. Sugar Factory Full Bloom Mango Tropical Cafe Mister 01 Fashion Walking the South beach area, I noticed that people were mostly wearing swim suits or dressed in a casual and laid back style. They believe – their priority is to feel comfortable with what they wear. Due to the favorable weather in Miami, people are able to lead a healthy lifestyle filled with fitness clubs and bike lanes – comparable to Rotchild Boulevard in Tel Aviv, which plays a big role in people’s appearance. That also reflects on Miami’s culture, where it is all about freedom of expression by accepting different cultures no matter what’s their race or gender – typical to Tel Aviv. Miami is one of the friendliest city’s that encourages mingling, connecting with other people, unlike other cities in the US such as New York or LA. Betsy Hotel South Beach Ocean Drive Art When traveling, I noticed that each city I have visited has their own form of art. One area in Miami called Wynwood is famous for its graffiti walls. The Wynwood Arts District is home to over 70 Art Galleries, Retail Stores, Antique Shops, Eclectic Bars, and one of the largest open-air street-art installations in the world that is worth the visit. Graffiti –also an art form of expression has been popular over many years as a way to leave imprints on a wall or simply to communicate with others by signing a wall with their names. Graffiti art is very popular among local artists. In Tel Aviv, The Wynwood District reminds me of the Neve Tzedek neighborhood in my home town as they’re both filled with graffiti walls. Llia Torlin Neve Tzedek Experience If anyone is visiting Miami for a short period of time, which does not allow them to experience all of the neighborhoods – then a Helicopter flight would be a good choice as visitors can observe and view the city from the air. Seeing Miami from the sky will give each an unforgettable experience, especially for those who want to overcome their fear and challenge themselves. What to expect: The feeling of courage, a stunning and breathtaking view, the mix of the sky and sea color tones from Miami’s beach strip, and an entire city that looks like mosaic. Throughout my trip to Miami I have realized its similarity to my city – Tel Aviv, and I can definitely say I had the greatest time of my life for the first time as a traveler fashionista. Whether it’s enjoying the amazing sunset by relaxing at the beach, getting a tan and shopping on the Lincoln Road, taking a private cruise to Star Island, riding a jet ski (and overcoming my biggest fears while doing that), or going out to fashionable clubs and restaurants such as Zumma and E11EVEN, Miami is a unique experience! I will miss this amazing city and surely be back again soon. As I always say when a vacation comes to an end… Till the next time! See you soon Miami 🙂 https://www.instagram.com/MICHALH1986/ https://www.facebook.com/MHfashionista/ https://twitter.com/michalh23 http://mhfashionista.com/

Culinary, Culture, MSM Online

Bucket List: The Most Beautiful Restaurants In The World

By Nadja Atwal Want to add some spice to your bucket list? We’ve created a list of the very restaurants that will bedazzle all your senses and will make you crave for more. 1) Kong, Paris (France) When you know Philippe Starck was in charge of design, you know  to expect something exceptional. And in this case, not just spectacular interior that reminds you of a transparent UFO, but also breathtaking views: Pont Neuf, Henri Sauvauge’s Art Deco design of the Samaritan building, Art Nouveau by Frantz Jourdain, another one shows the Seine, another of the Louis Vuitton HQ for the severe fashion addict. 2.) Brix 0.1, Brixen (Italy) In the Dolomites’ picturesque Lido Park, Italian star architect Markus Tauber created a masterpiece that should really be referred to as a “piece of art”. Brix 0.1 has quickly become one the most popular restaurants in the country with people traveling for hours and hours for a relaxing breakfast, lunch or dinner here that would for sure end up in their diaries as on of those most memorable moments. 3.) Heritage, Hamburg (Germany) By the river in Germany’s gorgeous maritime metropolis Hamburg, a striking gourmet tempel inside the famous Le Meridien Hotel emerges as a must-see place that will impress your taste buttons and will trigger your wanderlust –  or at least your desire for a little spin with a sailboat on the river. Add the impressive interior and first class French cuisine with just enough Asian twist and you got yourself a must-have experience. 4.) The French Laundry, Napa Valley (USA) Many have heard of it but too few have seen it yet. The French Laundry is known as the Über-Restaurant for gourmets. But not just the food is outstanding. The restaurant itself and the way it is embedded in the beauty of California’s famous wine region, Napa Valley, is simply too stunning to miss out on. 1600 square-foot made of river rock and timbers  – made in 1900 – enveloped in gorgeous flowers and the best nature has to offer, makes us not just enjoy the food but daydream as well. 5.) Ossiano, Dubai (UAE) Not swimming but dining with sharks seems like an adventure worth trying. Nestled in the famous Atlantis Hotel on Palm Island, this underwater spectacle guarantees its guests unforgettable moments  – plus outstanding food. Among other awards it was named the most romantic restaurant in Dubai! While you indulge in your fresh lobster you watch mantas floating by and per request a diver will display a message from the other side of the giant glass wall just for you or your loved one.

Business, Financial, MSM Online

Top 5 Items People Totally Forget To Tax Deduct

                  By Nadja Atwal Who is surprised that most people get on their tax returns during the last 3 weeks of the deadline. But if you are the last minute type, it’s okay – as long as you the smart type. Now when it comes to being smart with money, who better to ask than one of TV’s favorite money experts, asset manager Ken Mahoney. Between his market analysis on all the top TV and radio business shows and his signings of his latest bestselling book “ Life on your terms”, we caught Ken just in time to give us his  top 5 list of items people totally forget to tax deduct. 1. State sales taxes This write-off makes sense primarily for those who live in states that do not impose an income tax. You must choose between deducting state and local income taxes, or state and local sales taxes. For most citizens of income-tax states, the income tax deduction usually is a better deal. The IRS has tables for residents of states with sales taxes showing how much they can deduct. But the tables aren’t the last word. If you purchased a vehicle, boat or airplane, you get to add the state sales tax you paid to the amount shown in IRS tables for your state, to the extent the sales tax rate you paid doesn’t exceed the state’s general sales tax rate. The same goes for home building materials you purchased. These items are easy to overlook. The IRS even has a calculator to help you figure out the deduction, which varies by your state and income level. 2. Out-of-pocket charitable contributions It’s hard to overlook the big charitable gifts you made during the year by check or payroll deduction. But the little things add up, too, and you can write off out-of-pocket costs you incur while doing good deeds. Ingredients for casseroles you regularly prepare for a nonprofit organization’s soup kitchen, for example, or the cost of stamps you buy for your school’s fundraiser count as a charitable contribution. If you drove your car for charity in 2016, remember to deduct 14 cents per mile. 3. Child and Dependent Care Tax Credit A tax credit is so much better than a tax deduction—it reduces your tax bill dollar for dollar. So missing one is even more painful than missing a deduction that simply reduces the amount of income that’s subject to tax. But it’s easy to overlook the child and dependent care credit if you pay your child care bills through a reimbursement account at work. Until a few years ago, the child care credit applied to no more than $4,800 of qualifying expenses. The law allows you to run up to $5,000 of such expenses through a tax-favored reimbursement account at work. Now, however, up to $6,000 can qualify for the credit, but the old $5,000 limit still applies to reimbursement accounts. So if you run the maximum $5,000 through a plan at work but spend more for work-related child care, you can claim the credit on up to an extra $1,000. That would cut your tax bill by at least $200. 4. Medical and Dental Expenses If your medical and/or dental expenses are over 10% of your Adjusted Gross Income, or if you are over 65, they are 7.5%, over you AGI, it’s deductible. 5. Job search Expense Transportation, parking, tolls, preparing your resume, printing, agency fees are also all tax deductible. Plus, the annoying items we wish we could 1. Donations to Non-Qualifying Charities, like friends and family Giving to a good cause can help you out at tax time, but only if you’re making a donation to a qualified charity. Handing out cash to a friend or relative who’s struggling to find a job, for example, is certainly charitable. But it won’t help you score a tax break. 2. Pet Care Expenses Fluffy may seem like a member of the family. But that doesn’t mean you can claim him as a dependent or get a deduction for his day-to-day care. 3. Commuting Expenses While business-related travel expenses (including the cost of flights and hotel stays) may be deductible, ordinary commuting expenses are not. If you take a bus, taxi or subway to get to work each day, you can’t deduct those costs on your tax return as business expenses. You may be eligible for a deduction, however, if you’re paying to travel to a training session or conference held outside of your office. 4. The Loss on the Sale of your home A capital loss on the sale of your home, used by you as your personal residence at the time of sale is considered a nondeductible personal expense. You can only deduct losses on the sale of property used for business or investment purposes. The only way you can obtain a deduction if you sell your home at a loss is to convert it to a rental property before you sell it. However, your deductible loss will be limited 5. Home Improvement Expenses Home improvement expenses generally aren’t deductible. One exception involves the renovations you make to a home office. Not everyone can take the home office deduction. But if you have a legitimate reason for claiming it, you may be able to deduct the cost of any upgrades you’ve made to your home office. While you can’t qualify for a deduction for giving your kitchen a makeover or adding a new sunroom, these projects may raise your property value. If that happens, you can write off the additional property taxes that you have to pay. www.kenmahoney.com  

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